OCBC
OCBC Bank

OCBC Bank Fixed Deposit Rates

2.10%
best rate p.a.
Conventional FD

Last updated 26 Jun 2026, 4:04 PM MYT · Reviewed by Raymond, Rates.my

Best rate
2.10%
per annum
Campaigns
1
FD product
Min deposit from
RM1,000
Tenures
12M

OCBC Bank fixed deposit overview

OCBC Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 2.10% p.a. on the OCBC Fixed Deposit, with placements from RM1,000. The available tenure is 12 Months. Compare each OCBC Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.

OCBC Bank FD campaigns & rates

OCBC Fixed Deposit
Standard retail rate — OCBC focuses on Premier Banking clients for higher rates
2.10%
12 Months
Min deposit
RM1,000
Tenure
12 Months
Valid until
31 Dec 2026
Apply at OCBC Bank

Opening a OCBC Bank fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM1,000.
Funds
No fresh-funds rule is noted for these rates, but confirm eligibility with OCBC Bank before placing your deposit.
🏢
Where to open
At any OCBC Bank branch — bring your IC and the funds.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with OCBC Bank before you commit.

OCBC Bank fixed deposit FAQ

OCBC Bank's highest fixed deposit rate listed here is 2.10% p.a. on the OCBC Fixed Deposit, for a 12 Months tenure. Rates are indicative — confirm the current rate on the OCBC Bank website before applying.

The minimum placement starts from RM1,000.

The OCBC Bank fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. OCBC Bank FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with OCBC Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by OCBC Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at greentrades.my@gmail.com.

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