Bank Muamalat Visa Infinite-i
Lifetime-free Islamic Infinite with lounge access
Apply for Bank Muamalat Visa Infinite-i →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Bank Muamalat Bank Muamalat Visa Infinite-i overview
The Bank Muamalat Bank Muamalat Visa Infinite-i is a Infinite-tier Visa cashback card built around cashback. Lifetime-free Islamic Infinite with lounge access. It best suits high-income earners, with a minimum income requirement of RM120,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance, a Shariah-compliant structure.
Features & benefits
- ✓Lifetime annual fee waiver
- ✓Plaza Premium + Travel Club lounge access
- ✓Travel accident takaful up to RM1m
Is the Bank Muamalat Visa Infinite-i worth it?
The Bank Muamalat Visa Infinite-i is best suited to high-income earners — its minimum income requirement is RM120,000 a year (about RM10,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 1% cashback on overseas retail
- +Complimentary airport lounge access
- +Complimentary travel insurance
- +Shariah-compliant — no conventional interest (riba)
- −Cashback capped at RM100 a month
- −Top cashback applies only to specific categories (overseas retail)
- −Higher income requirement — RM120k a year
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
Rewards specific merchants or categories — check the card's terms for what qualifies. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Bank Muamalat sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read Bank Muamalat's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official Bank Muamalat Visa Infinite-iterms & product disclosure →Bank Muamalat Visa Infinite-i FAQ
You need a minimum annual income of RM120,000 (about RM10,000 a month). Bank Muamalat also considers your overall credit standing.
No — the Bank Muamalat Visa Infinite-i is free for life with no annual fee.
It earns up to 1% cashback on overseas retail, capped at RM100 a month. Lifetime-free Islamic Infinite with lounge access.
Yes — it is a Shariah-compliant card-i, which avoids conventional interest (riba) and instead uses a Shariah-approved fee structure.
It's a good fit for high-income earners who want cashback — its main draw is "Lifetime-free Islamic Infinite with lounge access". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Bank Muamalat Visa Infinite-i compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Bank Muamalat before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Bank Muamalat; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.