Best Dining Credit Cards in Malaysia 2026
If you eat out or order in often, a dining card turns your food spending into cashback or rewards. The best dining cards in Malaysia reward restaurants, cafés and food delivery — some bundle in weekend bonuses or extra points on F&B. Here are the top picks ranked by value.
Quick answer: the best dining credit card right now is the UOB ONE Card — Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo).
37 cards · ranked by overall value
Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo)
Up to 15% cashback on dining (10% groceries/petrol, capped RM15–20/mo/category)
15% cashback on petrol, groceries & dining (min RM2,500/mo spend, capped RM40/mo)
Up to 12% cashback at PETRONAS/Setel (RM4,000+ statement balance; 6% below that), capped RM60/mo
10% cashback on groceries, dining, online & public transport (capped RM10/mo each)
Up to 8% cashback at PETRONAS/Setel (RM2,000+ statement balance; 4% below that), capped RM50/mo
8% weekend cashback at PETRONAS, 1% weekdays (capped RM50/mo)
Up to 8% cashback + global lounge access (Islamic)
How we rank these cards
We shortlist cards relevant to dining and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Dining credit cards — FAQ
Which credit card is best for dining in Malaysia?
Look for cards that pay extra cashback or points specifically on dining and food delivery. Some cards boost the rate on weekends. Match the card's bonus categories and any cap to how much you typically spend eating out.
Do dining cards cover food delivery apps?
Many do — food delivery is often billed as a dining or e-commerce merchant. Check each card's terms, as some count delivery under dining (bonus rate) while others treat it as general online spend (base rate).
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