Best Grocery Credit Cards in Malaysia 2026
Groceries are a steady monthly expense, so a card that rewards supermarket and hypermarket spending can quietly add up. The best grocery cards in Malaysia offer bonus cashback on everyday essentials — here are the strongest options ranked by rate and value.
25 cards · ranked by value
10% cashback on petrol (capped RM20/mo)
Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo)
5% cashback on online spend, contactless & grocery
5% cashback on weekends: dining, groceries & petrol
12% cashback at Shell stations (capped RM30/mo)
Up to 10% cashback on 6 everyday categories (Islamic)
8% cashback on petrol at PETRONAS (capped RM50/mo)
8% cashback at PETRONAS (capped RM50/mo, RM3,000/mo spend)
8% cashback at PETRONAS stations (capped RM30/mo)
8% cashback on dining, groceries & online spend (capped RM30/mo)
8% cashback on petrol & groceries (capped RM50/mo)
Up to 8% cashback + global lounge access (Islamic)
5% cashback on petrol, groceries & utilities (capped RM50/mo)
5% cashback on groceries & petrol
5% cashback on dining, groceries & petrol (capped RM50/mo per category)
5% cashback on weekends: dining, groceries & petrol
Up to 5% everyday cashback with free takaful (Islamic)
Up to 3% everyday cashback, low income entry (Islamic)
5% cashback on weekends: dining, groceries & petrol
5x Bonus Points per RM1 on dining, petrol & groceries
8x BonusLink Points on weekend dining
Up to 5x Timeless Bonus Points per RM1 on dining, groceries & petrol
Free-for-life Man Utd fan card with match-win bonus points
8x points on online, groceries, dining & overseas
5% Cash Back on petrol & groceries everyday (capped RM88/mo)
How we rank these cards
We shortlist cards relevant to groceries and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Groceries credit cards — FAQ
What is the best credit card for groceries in Malaysia?
Pick a card with a high cashback rate on groceries and a cap that comfortably covers your monthly shopping. Some cashback cards bundle groceries with petrol and dining in a single bonus category — useful if you want one card for all daily spending.
Are warehouse and online groceries included?
It depends on how the merchant is categorised. In-store supermarket purchases almost always qualify; online grocery orders may be classified as e-commerce instead. Check the card's category definitions if online grocery shopping is a big part of your spend.
Rates.my is an independent comparison site — not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card names and logos are the property of their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at greentrades.my@gmail.com.