Best Grocery Credit Cards in Malaysia 2026
Groceries are a steady monthly expense, so a card that rewards supermarket and hypermarket spending can quietly add up. The best grocery cards in Malaysia offer bonus cashback on everyday essentials — here are the strongest options ranked by rate and value.
23 cards · ranked by overall value
Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo)
Up to 5% cashback on petrol & groceries (capped RM30/mo)
5% cashback on online spend, contactless & grocery
15% cashback on petrol, groceries & dining (min RM2,500/mo spend, capped RM40/mo)
Up to 12% cashback at PETRONAS/Setel (RM4,000+ statement balance; 6% below that), capped RM60/mo
12% cashback at Shell stations (capped RM30/mo)
Up to 10% cashback on 6 everyday categories (Islamic)
10% cashback on groceries, dining, online & public transport (capped RM10/mo each)
8% cashback on petrol at PETRONAS (capped RM50/mo)
8% cashback at PETRONAS stations (capped RM30/mo)
8% cashback on dining, groceries & online spend (capped RM30/mo)
8% cashback on petrol, groceries & e-wallets (capped RM15/category/mo)
Up to 8% cashback + global lounge access (Islamic)
Up to 5% cashback on petrol, dining, utilities & groceries (10% online) — capped RM10/mo each, needs RM2,500+/mo spend
Up to 5% everyday cashback with free takaful (Islamic)
5% Cash Back on petrol & groceries everyday (capped RM88/mo)
Up to 3% everyday cashback, low income entry (Islamic)
5% cashback on weekends: dining, groceries & petrol
3 BonusLink Points per RM1 at Shell & Parkson (capped 3,000 BLP/statement cycle)
5x Bonus Points per RM1 on dining, petrol & groceries
10x OCBC$ per RM1 on weekend dining, grocery & shopping (5x on weekdays)
Free-for-life Man Utd fan card with match-win bonus points
8x points on online, groceries, dining & overseas
How we rank these cards
We shortlist cards relevant to groceries and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Groceries credit cards — FAQ
What is the best credit card for groceries in Malaysia?
Pick a card with a high cashback rate on groceries and a cap that comfortably covers your monthly shopping. Some cashback cards bundle groceries with petrol and dining in a single bonus category — useful if you want one card for all daily spending.
Are warehouse and online groceries included?
It depends on how the merchant is categorised. In-store supermarket purchases almost always qualify; online grocery orders may be classified as e-commerce instead. Check the card's category definitions if online grocery shopping is a big part of your spend.
Rates.my is an independent comparison site — not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card names and logos are the property of their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.