Best Grocery Credit Cards in Malaysia 2026
Groceries are a steady monthly expense, so a card that rewards supermarket and hypermarket spending can quietly add up. The best grocery cards in Malaysia offer bonus cashback on everyday essentials — here are the strongest options ranked by rate and value.
Quick answer: the best groceries credit card right now is the UOB ONE Card — Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo).
27 cards · ranked by overall value
Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo)
Up to 5% cashback on petrol & groceries (capped RM30/mo)
Up to 15% cashback on dining (10% groceries/petrol, capped RM15–20/mo/category)
15% cashback on petrol, groceries & dining (min RM2,500/mo spend, capped RM40/mo)
Up to 12% cashback at PETRONAS/Setel (RM4,000+ statement balance; 6% below that), capped RM60/mo
12% cashback at Shell stations (capped RM30/mo)
10% cashback on groceries, dining, online & public transport (capped RM10/mo each)
Up to 8% cashback at PETRONAS/Setel (RM2,000+ statement balance; 4% below that), capped RM50/mo
How we rank these cards
We shortlist cards relevant to groceries and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Groceries credit cards — FAQ
What is the best credit card for groceries in Malaysia?
Pick a card with a high cashback rate on groceries and a cap that comfortably covers your monthly shopping. Some cashback cards bundle groceries with petrol and dining in a single bonus category — useful if you want one card for all daily spending.
Are warehouse and online groceries included?
It depends on how the merchant is categorised. In-store supermarket purchases almost always qualify; online grocery orders may be classified as e-commerce instead. Check the card's category definitions if online grocery shopping is a big part of your spend.
Rates.my is an independent comparison site — not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card names and logos are the property of their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.