Best Petrol Credit Cards in Malaysia 2026
With fuel a fixed monthly cost for most drivers, a good petrol card can save you a meaningful amount over a year. These cards reward spending at stations like PETRONAS, Petron, Shell and Caltex — typically with cashback that's capped monthly, so it pays to match the cap to your usual fuel bill.
Quick answer: the best petrol credit card right now is the UOB ONE Card — Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo).
21 cards · ranked by overall value
Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo)
Up to 5% cashback on petrol & groceries (capped RM30/mo)
5% weekend cashback on all purchases except government bodies & utilities
Up to 15% cashback on dining (10% groceries/petrol, capped RM15–20/mo/category)
15% cashback on petrol, groceries & dining (min RM2,500/mo spend, capped RM40/mo)
Up to 12% cashback at PETRONAS/Setel (RM4,000+ statement balance; 6% below that), capped RM60/mo
12% cashback at Shell stations (capped RM30/mo)
Up to 8% cashback at PETRONAS/Setel (RM2,000+ statement balance; 4% below that), capped RM50/mo
How we rank these cards
We shortlist cards relevant to petrol and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Petrol credit cards — FAQ
What is the best petrol credit card in Malaysia?
The best petrol card depends on which station you use and how much you spend. Look for the highest cashback rate on fuel, then check the monthly cap — a high rate with a low cap may save less than a moderate rate with a generous cap.
Do petrol cards have a cashback cap?
Most do. Fuel cashback is usually capped at a set ringgit amount per month (for example RM50). Once you hit the cap, additional fuel spend earns the card's base rate, so heavy drivers should pick a card with a higher cap.
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