Best Petrol Credit Cards in Malaysia 2026
With fuel a fixed monthly cost for most drivers, a good petrol card can save you a meaningful amount over a year. These cards reward spending at stations like PETRONAS, Petron, Shell and Caltex — typically with cashback that's capped monthly, so it pays to match the cap to your usual fuel bill.
22 cards · ranked by value
10% cashback on petrol (capped RM20/mo)
Up to 10% cashback on petrol, groceries, dining & Grab (cap RM15/category/mo)
5% cashback on weekends: dining, groceries & petrol
15% cashback on dining & petrol (capped RM100/mo)
12% cashback at Shell stations (capped RM30/mo)
Up to 10% cashback on 6 everyday categories (Islamic)
8% cashback on petrol at PETRONAS (capped RM50/mo)
8% cashback at PETRONAS (capped RM50/mo, RM3,000/mo spend)
8% cashback at PETRONAS stations (capped RM30/mo)
8% cashback on petrol & groceries (capped RM50/mo)
5% cashback at Petron stations (capped RM30/mo)
5% cashback on petrol, groceries & utilities (capped RM50/mo)
5% cashback on groceries & petrol
5% cashback on dining, groceries & petrol (capped RM50/mo per category)
5% cashback on weekends: dining, groceries & petrol
10x points at Mercedes-Benz Autohaus + Accor Plus membership
5% cashback on weekends: dining, groceries & petrol
5x Bonus Points per RM1 on dining, petrol & groceries
8x BonusLink Points on weekend dining
Up to 5x Timeless Bonus Points per RM1 on dining, groceries & petrol
5x Rewards Points per RM1 on dining & petrol
5% Cash Back on petrol & groceries everyday (capped RM88/mo)
How we rank these cards
We shortlist cards relevant to petrol and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Petrol credit cards — FAQ
What is the best petrol credit card in Malaysia?
The best petrol card depends on which station you use and how much you spend. Look for the highest cashback rate on fuel, then check the monthly cap — a high rate with a low cap may save less than a moderate rate with a generous cap.
Do petrol cards have a cashback cap?
Most do. Fuel cashback is usually capped at a set ringgit amount per month (for example RM50). Once you hit the cap, additional fuel spend earns the card's base rate, so heavy drivers should pick a card with a higher cap.
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