AMB
AmBank

AmBank Fixed Deposit Rates

3.65%
best rate p.a.
Conventional FD

Last updated 26 Jun 2026, 4:04 PM MYT · Reviewed by Raymond, Rates.my

Best rate
3.65%
per annum
Campaigns
1
FD product
Min deposit from
RM1,000
Tenures
12M

AmBank fixed deposit overview

AmBank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.65% p.a. on the AmBank AmOnline eFD, with placements from RM1,000. The available tenure is 12 Months. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each AmBank FD campaign below, see what you'll need to open one, and read reviews from other depositors.

AmBank FD campaigns & rates

AmBank AmOnline eFD
Reward code required on AmOnline to unlock promo rate
PromoOnline onlyFresh funds
3.65%
12 Months
Min deposit
RM1,000
Tenure
12 Months
Valid until
30 Jun 2026
Apply at AmBank

Opening a AmBank fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM1,000.
Fresh funds required
These rates need fresh funds — money new to AmBank, not transferred from an existing AmBank account.
💻
Where to open
Online via AmBank internet or mobile banking.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with AmBank before you commit.

AmBank fixed deposit FAQ

AmBank's highest fixed deposit rate listed here is 3.65% p.a. on the AmBank AmOnline eFD, for a 12 Months tenure. Rates are indicative — confirm the current rate on the AmBank website before applying.

The minimum placement starts from RM1,000.

The AmBank fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. You can open some AmBank FDs online via internet or mobile banking, or at a branch. Promotional rates usually require fresh funds (money new to the bank).

The AmBank AmOnline eFD promotional rate is valid until 30 Jun 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with AmBank.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with AmBank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at greentrades.my@gmail.com.

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