Best Online Shopping Credit Cards in Malaysia 2026
Shopping online? The right card boosts cashback or rewards on e-commerce, including platforms like Shopee and Lazada. The best online-shopping cards in Malaysia reward digital and contactless spend — here are the strongest picks ranked by value.
Quick answer: the best online shopping credit card right now is the Public Bank Quantum Visa / Mastercard — 2% cashback overseas (MC) / 1% contactless (Visa), capped RM20/mo.
34 cards · ranked by overall value
2% cashback overseas (MC) / 1% contactless (Visa), capped RM20/mo
Up to 15% cashback on dining (10% groceries/petrol, capped RM15–20/mo/category)
12% cashback at Shell stations (capped RM30/mo)
10% cashback on groceries, dining, online & public transport (capped RM10/mo each)
10% online + 5% e-wallet cashback for digital spenders
Up to 8% cashback + global lounge access (Islamic)
Up to 8% cashback on ESG-friendly spend (capped RM35/mo)
Up to 6% cashback on online, entertainment & shopping spend (RM3,500+/mo)
How we rank these cards
We shortlist cards relevant to online shopping and order them by overall value — headline reward rate, the breadth of benefits, and how accessible the income requirement is — with featured cards surfaced first. Rates and promotions are indicative and time-limited; always confirm the latest terms with the bank before applying. Not financial advice.
Online shopping credit cards — FAQ
What is the best credit card for online shopping in Malaysia?
Look for a card with bonus cashback or points on online and e-commerce spend, and check whether your favourite platforms (such as Shopee or Lazada) are included. Mind the monthly cap if you shop online heavily.
Do online shopping cards work for overseas websites?
Usually yes, but overseas purchases may incur a foreign-transaction fee. If you often buy from international sites, look for a card that waives foreign-transaction fees in addition to good online rewards.
Rates.my is an independent comparison site — not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card names and logos are the property of their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.