RHB Rewards Motion Code Credit Card
Dynamic on-card CVV + up to 10x reward points
Apply for RHB Rewards Motion Code Credit Card →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
RHB Bank RHB Rewards Motion Code Credit Card overview
The RHB Bank RHB Rewards Motion Code Credit Card is a Platinum-tier Visa points card built around rewards points. Dynamic on-card CVV + up to 10x reward points. It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It has an annual fee of RM200 (free 1st year; waived at rm20,000/yr spend).
Features & benefits
- ✓e-ink dynamic CVV that refreshes every 4 hours
- ✓Up to 10x points on movies, online, overseas & more
- ✓Islamic (-i) variant also available
Is the RHB Rewards Motion Code Credit Card worth it?
The RHB Rewards Motion Code Credit Card is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Annual fee waivable (free 1st year; waived at rm20,000/yr spend)
- +Earns 1 reward point per RM1 spent
- +Low income requirement — accessible to first-time applicants
- −RM200 annual fee unless the waiver condition is met
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — RHB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read RHB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official RHB Rewards Motion Code Credit Cardterms & product disclosure →RHB Rewards Motion Code Credit Card FAQ
You need a minimum annual income of RM24,000 (about RM2,000 a month). RHB Bank also considers your overall credit standing.
The annual fee is RM200, but it can be waived: free 1st year; waived at rm20,000/yr spend.
It earns 1 reward point per RM1 spent. Dynamic on-card CVV + up to 10x reward points.
No — the RHB Rewards Motion Code Credit Card is a conventional credit card. Check with RHB Bank for any Islamic (card-i) equivalent.
It's a good fit for entry-level applicants and first-time cardholders who want rewards points — its main draw is "Dynamic on-card CVV + up to 10x reward points". Weigh the RM200 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the RHB Rewards Motion Code Credit Card compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with RHB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by RHB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.