RHB Drops Its 7 & 9-Month FD Promo for a New 3.90% 12-Month Rate

RHB's Fixed Deposit campaign has a new shape. The 7 and 9-month tenures that ran since July are gone, replaced on 27 October by a single 12-month placement at 3.90% p.a. — with a lower minimum, too. The new campaign runs to 30 November 2026.

One tenure, not two

• Only a 12-month placement now — the old campaign's 7 and 9-month tenures are gone.
• The minimum fell to RM1,000 from RM5,000, open to much smaller savers than before.
• Online e-FD joins late — branches get the new rate from 27 October, e-FD only from 2 November.

MBSB bought itself more time too

• MBSB extended two campaigns the same week — Term Deposit-i and Term Investment Account-i now both run to 30 November.
• Same rates, just more time — MBSB's 4.00% six-month headline hasn't changed, only the deadline has.

See RHB's full FD rate table, or compare every live promo on Rates.my's FD hub. We first covered RHB's old campaign in RHB FD Promotion 2026 and its second extension in our 30 September piece — both now carry an update pointing here.

What to watch

• 2 Nov 2026RHB's e-FD (online banking) channel joins the new 12-month campaign.
• 30 Nov 2026RHB's and both MBSB campaigns' new deadline — the same day for all three, unless extended again.
• Your maturity dateAny of these placements renews at the bank's board rate, not the promo one.

Sources & further reading

• RHB Bank — Fixed Deposit campaign page (31 Oct 2026: 27 Oct–30 Nov 2026, 3.90% 12-month)
• MBSB Bank — Term Deposit-i campaign page (31 Oct 2026: extended to 30 Nov 2026)
• MBSB Bank — Term Investment Account-i campaign page (31 Oct 2026: extended to 30 Nov 2026)
• Rates.my — RHB Fixed Deposit Rates & Promotions
• Rates.my — RHB FD Promotion 2026, our original coverage
• Rates.my — RHB FD Promo Extended to 31 October, the deadline this campaign replaced