Maybank Mercedes-Benz Card
10x TreatsPoints at Mercedes-Benz Autohaus + 3% petrol cashback
Apply for Maybank Mercedes-Benz Card →
Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
Maybank Mercedes-Benz Card overview
The Maybank Maybank Mercedes-Benz Card is a Infinite-tier Visa hybrid card built around cashback and rewards points. 10x TreatsPoints at Mercedes-Benz Autohaus + 3% petrol cashback. It best suits high-income earners, with a minimum income requirement of RM100,000 a year. It has an annual fee of RM800 (free 1st 2 years, then rm80,000/yr spend). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓10x TreatsPoints at Mercedes-Benz Autohaus + 10% off MB parts/merchandise
- ✓2x TreatsPoints local / 5x overseas spend
- ✓5% off Star Platinum Coverage (extended warranty, limited-time offer) + RM200 off MobilityPlus
- ✓3% petrol cashback (cap RM50/mo)
- ✓Airport lounge access
Is the Maybank Mercedes-Benz Card worth it?
The Maybank Mercedes-Benz Card is best suited to high-income earners — its minimum income requirement is RM100,000 a year (about RM8,333 a month). As a hybrid card, it works best for spenders who want a mix of cashback and redeemable rewards points.
- +Annual fee waivable (free 1st 2 years, then rm80,000/yr spend)
- +Up to 3% cashback on petrol
- +Earns 2 reward points per RM1 spent
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −RM800 annual fee unless the waiver condition is met
- −Cashback capped at RM50 a month
- −Higher income requirement — RM100k a year
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
The top rate rewards one main category — great only if that fits your spending. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Maybank Mercedes-Benz Card, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- The 3% cashback applies to domestic petrol spend only; utilities, education, Maybank 0% EzyPay instalments and insurance transactions earn 1x TreatsPoints instead of cashback (mytreats.maybank.com card page). The card-specific Petrol Cash Back T&C PDF that would carry the full cashback exclusion list now 302-redirects to a generic promo page — dead link as of 27 Aug 2026, so no further exclusions are confirmable.
- Min spend to earn
- None — the 3% petrol cashback applies daily with no spend threshold, subject to the monthly cap.
- How the cap works
- 3% cashback on domestic petrol spend capped at RM50/calendar month (mytreats.maybank.com), matching this dataset's existing cashbackCap.
- Foreign transaction fee
- Per Maybank's bank-wide Credit Card PDS (explicitly names this card in its fee table): a bundled 1.25% Visa International currency-conversion component plus a 1% markup Maybank imposes on the converted Ringgit amount.
- ⚠The card-specific Petrol Cash Back T&C PDF is a dead link (redirects to a generic promo page) — the exact cashback exclusion list beyond petrol spend isn't independently confirmable right now.
- ⚠TreatsPoints and the 3% petrol cashback are mutually exclusive per spend category, not stackable, per the benefit table.
Verified 27 August 2026. Summarised in our own words from Maybank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Maybank Mercedes-Benz Cardterms & product disclosure →Maybank Mercedes-Benz Card FAQ
You need a minimum annual income of RM100,000 (about RM8,333 a month). Maybank also considers your overall credit standing.
The annual fee is RM800, but it can be waived: free 1st 2 years, then rm80,000/yr spend.
It earns up to 3% cashback on petrol, capped at RM50 a month. 10x TreatsPoints at Mercedes-Benz Autohaus + 3% petrol cashback.
No — the Maybank Mercedes-Benz Card is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want cashback and rewards points — its main draw is "10x TreatsPoints at Mercedes-Benz Autohaus + 3% petrol cashback". Weigh the RM800 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the Maybank Mercedes-Benz Card compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.
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