BSN Credit Cards
Last updated 30 June 2026 · Reviewed by Raymond, Rates.my
BSN credit cards overview
BSN offers 2 credit cards listed here, spanning rewards points. 2 of them are free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM36,000 a year. The headline pick is the BSN Al-Aiman Gold Credit Card-i — free-for-life islamic gold with automatic travel takaful. Compare every BSN card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All BSN credit cards
Free-for-life Islamic Gold with automatic travel takaful
Free-for-life Islamic Platinum, 2x dining & travel points
How to apply for a BSN credit card
Apply online via the BSNwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM36,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at BSN's discretion. Not financial advice.
BSN credit cards FAQ
Our top BSN pick is the BSN Al-Aiman Gold Credit Card-i — free-for-life islamic gold with automatic travel takaful. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
2 cards are free-for-life: BSN Al-Aiman Gold Credit Card-i, BSN Al-Aiman Platinum Credit Card-i. Always confirm the latest fee terms with BSN, as waiver conditions can change.
Entry-level BSN cards start from a minimum annual income of about RM36,000 (roughly RM3,000/month). Premium cards require more — each card's exact requirement is shown above.
Yes — BSN offers 2 Shariah-compliant cards (BSN Al-Aiman Gold Credit Card-i, BSN Al-Aiman Platinum Credit Card-i), which use a profit/fee structure instead of conventional interest (riba).
Apply online at the BSN website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with BSN before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by BSN; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.