Standard Chartered

Standard Chartered Fixed Deposit Rates

3.60%

best rate p.a.

5.0(1 review)Conventional FD

Last updated 5 Oct 2026, 3:44 PM MYT · Reviewed by Raymond, Rates.my

Best rate

3.60%

per annum

Campaigns

FD product

Min deposit from

RM50,000

Tenures

12M

Standard Chartered fixed deposit overview

Standard Chartered is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.60% p.a. on the SC Fixed Deposit Promo, with placements from RM50,000. The available tenure is 12 Months. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each Standard Chartered FD campaign below, see what you'll need to open one, and read reviews from other depositors.

Standard Chartered FD campaigns & rates

SC Fixed Deposit Promo

Two tiers on the same 12-month campaign, now min RM50,000 fresh funds (was RM60,000): 3.60% for new-to-Priority Banking or maintaining RM200,000 Wealth AUM, and 3.75% for upgrading to Priority Private or buying RM200,000 of wealth products. Extended to 31 Dec 2026. Standard Chartered may reprice mid-campaign if the OPR moves. A separate CASA-FD bundle is advertised at 4.85% as a limited-time offer — tiers and minimums not yet published, so it is not listed.

PromoFresh funds

3.60%

12 Months

Min deposit

RM50,000

Tenure

12 Months

Valid until

31 Dec 2026

Apply at Standard Chartered →

Standard Chartered standard FD board rates

Standard (non-promotional) fixed deposit rates by tenure — effective 16 Dec 2025.

Tenure	Rate p.a.
1–2 months	1.75%
3–5 months	1.95%
6 months & above	2.05%

Source: Standard Chartered official rates. Board rates can change without notice — verify before placing. A promotional FD reverts to these rates after its campaign cycle.

Opening a Standard Chartered fixed deposit

🪪

Identification

Your MyKad (IC) if you're Malaysian, or passport for non-residents.

💵

Minimum deposit

From RM50,000.

✨

Fresh funds required

These rates need fresh funds — money new to Standard Chartered, not transferred from an existing Standard Chartered account.

🏢

Where to open

At any Standard Chartered branch — bring your IC and the funds.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with Standard Chartered before you commit.

Standard Chartered fixed deposit FAQ

Standard Chartered's highest fixed deposit rate listed here is 3.60% p.a. on the SC Fixed Deposit Promo, for a 12 Months tenure. Rates are indicative — confirm the current rate on the Standard Chartered website before applying.

The minimum placement starts from RM50,000.

The Standard Chartered fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. Standard Chartered FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

The SC Fixed Deposit Promo promotional rate is valid until 31 Dec 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with Standard Chartered.

Outside promotions, Standard Chartered's standard FD board rates (effective 16 Dec 2025) are: 1.75% p.a. for 1–2 months; 1.95% p.a. for 3–5 months; 2.05% p.a. for 6 months & above. Board rates apply to standard placements and to promotional FDs once the promo cycle ends. Confirm the current rate with Standard Chartered before placing.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with Standard Chartered before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Standard Chartered; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.