SCB
Standard Chartered

Standard Chartered Fixed Deposit Rates

3.60%
best rate p.a.
5.0(1 review)Conventional FD

Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my

Best rate
3.60%
per annum
Campaigns
1
FD product
Min deposit from
RM60,000
Tenures
12M

Standard Chartered fixed deposit overview

Standard Chartered is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.60% p.a. on the SC Fixed Deposit Promo, with placements from RM60,000. The available tenure is 12 Months. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each Standard Chartered FD campaign below, see what you'll need to open one, and read reviews from other depositors.

Standard Chartered FD campaigns & rates

SC Fixed Deposit Promo
Two tiers on the same 12-month campaign, min RM60,000 fresh funds, max RM1m per client: 3.60% for new-to-Priority Banking or maintaining RM200,000 Wealth AUM, and 3.75% for upgrading to Priority Private or buying RM200,000 of wealth products. Campaign 1 Jul–30 Sep 2026. Standard Chartered may reprice mid-campaign if the OPR moves, and can end it early once the cap is hit. A separate CASA-FD bundle reaches 4.80% but requires an 80:20 split with a current account — see the bundled-rate table on the Standard Chartered page.
PromoFresh funds
3.60%
12 Months
Min deposit
RM60,000
Tenure
12 Months
Valid until
30 Sep 2026
Apply at Standard Chartered

Standard Chartered standard FD board rates

Standard (non-promotional) fixed deposit rates by tenure — effective 16 Dec 2025.

TenureRate p.a.
1–2 months1.75%
3–5 months1.95%
6 months & above2.05%

Source: Standard Chartered official rates. Board rates can change without notice — verify before placing. A promotional FD reverts to these rates after its campaign cycle.

Opening a Standard Chartered fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM60,000.
Fresh funds required
These rates need fresh funds — money new to Standard Chartered, not transferred from an existing Standard Chartered account.
🏢
Where to open
At any Standard Chartered branch — bring your IC and the funds.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with Standard Chartered before you commit.

Standard Chartered bundled FD promotions — and what they actually require

These are the headline rates Standard Chartered advertises. They are not plain fixed deposits: each one needs a linked insurance or investment purchase, and the high rate usually runs for only a short tenure — so the return across your whole outlay is far lower than the number suggests. Listed here so you can see the condition before the rate.

CASA-FD/TD-i Bundle

Valid until 30 Sep 2026

The catch: Fresh funds split 80:20 between the fixed deposit and a current/savings account — the headline rate applies to the FD portion only.

Who qualifiesRate p.a.TenureMin placement
New to Priority Private / wealth purchase4.80%12 moRM100,000
New to Priority Banking / maintain AUM4.50%12 moRM100,000
All clients (capped at RM300,000)4.50%12 moRM100,000

Verified against Standard Chartered's own campaign pages and terms. A short high-rate tenure on part of your money is not the same as earning that rate on all of it — work out the blended return before committing.

Standard Chartered fixed deposit FAQ

Standard Chartered's highest fixed deposit rate listed here is 3.60% p.a. on the SC Fixed Deposit Promo, for a 12 Months tenure. Rates are indicative — confirm the current rate on the Standard Chartered website before applying.

The minimum placement starts from RM60,000.

The Standard Chartered fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. Standard Chartered FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

The SC Fixed Deposit Promo promotional rate is valid until 30 Sep 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with Standard Chartered.

Outside promotions, Standard Chartered's standard FD board rates (effective 16 Dec 2025) are: 1.75% p.a. for 1–2 months; 1.95% p.a. for 3–5 months; 2.05% p.a. for 6 months & above. Board rates apply to standard placements and to promotional FDs once the promo cycle ends. Confirm the current rate with Standard Chartered before placing.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with Standard Chartered before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Standard Chartered; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.

💬 Discussion (1)

Live · last activity 29 Jun 2026

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F
Fixed deposit fan·29 Jun 2026
This is not bad, it auto compounds

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