Maybank Visa Infinite
Premium travel — 5x lounge visits + RM2m travel insurance
Apply for Maybank Visa Infinite →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Maybank Maybank Visa Infinite overview
The Maybank Maybank Visa Infinite is a Infinite-tier Visa points card built around rewards points. Premium travel — 5x lounge visits + RM2m travel insurance. It best suits high-income earners, with a minimum income requirement of RM100,000 a year. It has an annual fee of RM800 (free 1st year, then rm80,000/yr spend). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓5x complimentary Plaza Premium Lounge access (local + international)
- ✓Up to RM2m travel accident & inconvenience insurance
- ✓2x TreatsPoints local / 5x overseas
- ✓Premium golf privileges
Is the Maybank Visa Infinite worth it?
The Maybank Visa Infinite is best suited to high-income earners — its minimum income requirement is RM100,000 a year (about RM8,333 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Annual fee waivable (free 1st year, then rm80,000/yr spend)
- +Earns 2 reward points per RM1 spent
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −RM800 annual fee unless the waiver condition is met
- −Higher income requirement — RM100k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 2 points per RM1, around RM2,000 of monthly spending earns about 4,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read Maybank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official Maybank Visa Infiniteterms & product disclosure →Maybank Visa Infinite FAQ
You need a minimum annual income of RM100,000 (about RM8,333 a month). Maybank also considers your overall credit standing.
The annual fee is RM800, but it can be waived: free 1st year, then rm80,000/yr spend.
It earns 2 reward points per RM1 spent. Premium travel — 5x lounge visits + RM2m travel insurance.
No — the Maybank Visa Infinite is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want rewards points — its main draw is "Premium travel — 5x lounge visits + RM2m travel insurance". Weigh the RM800 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the Maybank Visa Infinite compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.