Bank Islam Credit Cards
Last updated 30 June 2026 · Reviewed by Raymond, Rates.my
Bank Islam credit cards overview
Bank Islam offers 3 credit cards listed here, spanning cashback. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the Bank Islam Visa Gold Credit Card-i — up to 3% everyday cashback, low income entry (islamic). Compare every Bank Islam card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All Bank Islam credit cards
Up to 3% everyday cashback, low income entry (Islamic)
Up to 5% everyday cashback with free takaful (Islamic)
Up to 8% cashback + global lounge access (Islamic)
How to apply for a Bank Islam credit card
Apply online via the Bank Islamwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at Bank Islam's discretion. Not financial advice.
Bank Islam credit cards FAQ
Our top Bank Islam pick is the Bank Islam Visa Gold Credit Card-i — up to 3% everyday cashback, low income entry (islamic). The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
The Bank Islam cards listed here carry an annual fee, though many waive it on a minimum yearly spend or number of swipes. Check each card's waiver terms in the list above.
Entry-level Bank Islam cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.
Yes — Bank Islam offers 3 Shariah-compliant cards (Bank Islam Visa Gold Credit Card-i, Bank Islam Visa Platinum Credit Card-i, Bank Islam Visa Infinite Credit Card-i), which use a profit/fee structure instead of conventional interest (riba).
Apply online at the Bank Islam website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Bank Islam before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Bank Islam; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.