Affin Bank Credit Cards
Last updated 5 October 2026 · Reviewed by Raymond, Rates.my
Affin Bank credit cards overview
Affin Bank offers 3 credit cards listed here, spanning rewards points and cashback. Entry-level eligibility starts from a minimum income of RM48,000 a year. The headline pick is the AFFIN Invikta Visa Infinite — 12x lounge visits/year + 5x overseas points. Compare every Affin Bank card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All Affin Bank credit cards
12x lounge visits/year + 5x overseas points
3% contactless cashback for everyday spend
3x overseas points + RM1m travel insurance
How to apply for a Affin Bank credit card
Apply online via the Affin Bankwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM48,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at Affin Bank's discretion. Not financial advice.
Affin Bank credit cards FAQ
Our top Affin Bank pick is the AFFIN Invikta Visa Infinite — 12x lounge visits/year + 5x overseas points. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
The Affin Bank cards listed here carry an annual fee, though many waive it on a minimum yearly spend or number of swipes. Check each card's waiver terms in the list above.
Entry-level Affin Bank cards start from a minimum annual income of about RM48,000 (roughly RM4,000/month). Premium cards require more — each card's exact requirement is shown above.
The Affin Bank cards listed here are conventional. Check with Affin Bank directly for any Shariah-compliant card-i options.
Apply online at the Affin Bank website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Affin Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Affin Bank; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.