Affin Bank

Affin Bank Fixed Deposit Rates

3.45%

best rate p.a.

Conventional FD

Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my

Best rate

3.45%

per annum

Campaigns

FD products

Min deposit from

RM5,000

Tenures

3M, 6M, 9M, 10M, 12M

Affin Bank fixed deposit overview

Affin Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.45% p.a. on the Affin FD/TD-i Smart Pricing (Branch, Premium Segments), with placements from RM5,000. Across 2 campaigns the available tenures are 3M, 6M, 9M, 10M, 12M. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each Affin Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.

Affin Bank FD campaigns & rates

Affin FD/TD-i Smart Pricing (Branch, Premium Segments)

Over the counter at any branch, tiered by Affin membership segment. AVANCE (RM50k AUM / RM7k salary): 3.30% (12M), min RM5,000 — same rates as the eFD. INVIKTA (RM200k AUM / RM15k salary): 3.00% (3M) · 3.15% (6M) · 3.35% (9M) · 3.38% (10M) · 3.40% (12M), min RM10,000. DIVENTIUM, or INVIKTA with ≥RM2m AUM: up to 3.43% (10M) · 3.45% (12M), min RM10,000–20,000. TD-i pays the same. Campaign 1–31 Aug 2026 or until the fund pool is taken up.

Promo

3.45%

3–12 Months

Min deposit

RM10,000

Tenure

3–12 Months

Valid until

31 Aug 2026

Apply at Affin Bank →

Affin eFD/eTD-i Smart Pricing Campaign 3.0

2.85% (3M) · 3.10% (6M) · 3.25% (9M) · 3.28% (10M) · 3.30% (12M) — eTD-i pays the same. Open to new and existing customers, and both new and existing funds qualify. Placement via AffinAlways internet banking or the AffinAlwaysX app only; min RM5,000, max RM200,000 per placement. Campaign 1–31 Aug 2026 or until the shared RM200m pool is taken up. Interest is credited to an Affin CASA at maturity, so a current/savings account is required.

PromoOnline only

3.30%

3–12 Months

Min deposit

RM5,000

Tenure

3–12 Months

Valid until

31 Aug 2026

Apply at Affin Bank →

Opening a Affin Bank fixed deposit

🪪

Identification

Your MyKad (IC) if you're Malaysian, or passport for non-residents.

💵

Minimum deposit

From RM5,000 — varies by campaign.

✅

Funds

No fresh-funds rule is noted for these rates, but confirm eligibility with Affin Bank before placing your deposit.

💻

Where to open

Online via Affin Bank internet/mobile banking, or at any branch.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with Affin Bank before you commit.

Affin Bank fixed deposit FAQ

Affin Bank's highest fixed deposit rate listed here is 3.45% p.a. on the Affin FD/TD-i Smart Pricing (Branch, Premium Segments), for a 3–12 Months tenure. Rates are indicative — confirm the current rate on the Affin Bank website before applying.

The minimum placement starts from RM5,000. Some campaigns require up to RM10,000.

The Affin Bank fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. You can open some Affin Bank FDs online via internet or mobile banking, or at a branch. Promotional rates usually require fresh funds (money new to the bank).

The Affin FD/TD-i Smart Pricing (Branch, Premium Segments) promotional rate is valid until 31 Aug 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with Affin Bank.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with Affin Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Affin Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.