Compare Credit Cards Side by Side
Up to four cards, every field, one clear table — cashback rate, monthly cap, annual fee, income requirement, perks, promos and the fine print. Currently comparing Maybank Manchester United Visa Infinite and Maybank 2 Gold Cards; change or add cards below, or tick + Compare on any card across the site to build your own line-up.
| Feature | Maybank 2 Gold CardsMaybank | |
|---|---|---|
| Reward type | Points | Cashback |
| Cashback rate | — | 5% |
| Cashback categories | — | Best Entry Cashback |
| Monthly cap | None / — | RM50/mo |
| Points per RM1 | 2 | — |
| Miles per RM1 | — | — |
| Annual fee | RM800 | Free for life |
| Fee waiver | Free 1st year, then RM80,000/yr spend | Free for life |
| Min income | RM100,000/yr | RM30,000/yr |
| Network | Visa | Visa |
| Tier | Infinite | Gold |
| Lounge access | ✓ Yes | — No |
| Travel insurance | ✓ Yes | — No |
| Islamic | — No | — No |
| Sign-up promo | — | — |
| 🔎 What's excluded | No TreatsPoints on e-wallet top-ups, government-body payments, JomPAY or FPX transactions (official product page, stated twice in near-identical wording); Maybank 0% EzyPay instalments, education, insurance and utilities spend earn only 1x TreatsPoints instead of the standard multiplier. | No cashback on government-body payments, JomPAY, FPX and MyCdd transactions or e-wallet reloads; EzyCash, EzyPay Plus, Cash Treats, cash advance and balance transfers are also excluded. |
| 🔎 Min spend to earn | None for standard TreatsPoints earning. Booking the golf privilege separately requires RM8,000 spend on the previous month's statement (official product page). | None — any weekend spend on the Amex card earns 5%, subject to the monthly cap |
| 🔎 How the cap works | No monthly/annual ceiling stated on the 5x match-win, 5x grocery or 10x Megastore TreatsPoints categories, in either the product page or the bank-wide PDS. | 5% weekend cashback capped at RM50 per principal cardmember per month, credited on the 1st of the following month; amounts under RM1.00 are not paid out. |
| 🔎 Foreign transaction fee | Per Maybank's bank-wide Credit Card PDS (explicitly names this card in its fee table): a bundled 1.25% Visa International currency-conversion component plus a 1% markup Maybank imposes on the converted Ringgit amount — corroborated by the card's own superseded 2015 PDS, which states the identical 1.25%/1% figures. | Converted at the Amex/Visa/Mastercard rate plus a 1% Maybank charge |
Comparing cards — FAQ
Pick a card in each dropdown above and the table shows both side by side — reward type, cashback rate, monthly cap, annual fee, income requirement, network, perks, current promo and any verified fine print. The better value on each objectively-comparable row is highlighted. Your selection is saved in the page link, so you can share the exact comparison.
Both. A high rate with a low monthly cap can earn less than a moderate rate with a generous cap. That's why the table shows the rate and the cap side by side, and our cashback calculator combines them with your actual spend to find the true winner.
Fine-print rows (exclusions, minimum spend, cap mechanics, foreign-transaction fee) appear as they're verified for each card from the official Product Disclosure Sheet. Where a row is blank, check the card's page and the bank's official terms. We never guess these details.
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