Compare Credit Cards Side by Side
Up to four cards, every field, one clear table — cashback rate, monthly cap, annual fee, income requirement, perks, promos and the fine print. Currently comparing Maybank Cash Back Mastercard Platinum and Maybank 2 Gold Cards; change or add cards below, or tick + Compare on any card across the site to build your own line-up.
| Feature | Maybank 2 Gold CardsMaybank | |
|---|---|---|
| Reward type | Cashback | Cashback |
| Cashback rate | 8% | 5% |
| Cashback categories | Digital lifestyle (e-hailing, online groceries), dining incl. delivery, online entertainment | Best Entry Cashback |
| Monthly cap | RM54/mo | RM50/mo |
| Points per RM1 | — | — |
| Miles per RM1 | — | — |
| Annual fee | Free for life | Free for life |
| Fee waiver | Free for life | Free for life |
| Min income | RM24,000/yr | RM30,000/yr |
| Network | Mastercard | Visa |
| Tier | Platinum | Gold |
| Lounge access | — No | — No |
| Travel insurance | — No | — No |
| Islamic | — No | — No |
| Sign-up promo | RM25 cashback — apply via Maybank2u/MAE and make 1 retail transaction within 30 days of approval; only for applicants holding no Maybank credit card (to 31 Dec 2026) | — |
| 🔎 What's excluded | No cashback on EzyCash, EzyPay/EzyPay Plus, Cash Treats, cash advance, balance transfer or quasi-cash; JomPAY/MyCdd; FPX payments; refunded or disputed transactions; fees and charges; government bodies (MCC 9211-9405), utilities (MCC 4900) and e-wallet reloads (T&C clause 3). | No cashback on government-body payments, JomPAY, FPX and MyCdd transactions or e-wallet reloads; EzyCash, EzyPay Plus, Cash Treats, cash advance and balance transfers are also excluded. |
| 🔎 Min spend to earn | RM1,500 total retail spend in the statement month unlocks 8% on the three bonus categories; below that they earn 0.2%. Government and utility payments do not count toward the RM1,500 (clause 4). | None — any weekend spend on the Amex card earns 5%, subject to the monthly cap |
| 🔎 How the cap works | RM18 cashback per bonus category per statement month (RM54 in all); other retail spend earns 0.2% with no cap. Cashback is rounded down to the nearest RM1 each statement month and counted by posting date. | 5% weekend cashback capped at RM50 per principal cardmember per month, credited on the 1st of the following month; amounts under RM1.00 are not paid out. |
| 🔎 Foreign transaction fee | Conversion rate determined by Mastercard (PDS); Maybank adds no FX mark-up on card-present spend in Singapore, Thailand, Japan, South Korea and Indonesia (product page). | Converted at the Amex/Visa/Mastercard rate plus a 1% Maybank charge |
Comparing cards — FAQ
Pick a card in each dropdown above and the table shows both side by side — reward type, cashback rate, monthly cap, annual fee, income requirement, network, perks, current promo and any verified fine print. The better value on each objectively-comparable row is highlighted. Your selection is saved in the page link, so you can share the exact comparison.
Both. A high rate with a low monthly cap can earn less than a moderate rate with a generous cap. That's why the table shows the rate and the cap side by side, and our cashback calculator combines them with your actual spend to find the true winner.
Fine-print rows (exclusions, minimum spend, cap mechanics, foreign-transaction fee) appear as they're verified for each card from the official Product Disclosure Sheet. Where a row is blank, check the card's page and the bank's official terms. We never guess these details.
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