Compare Credit Cards Side by Side
Up to four cards, every field, one clear table — cashback rate, monthly cap, annual fee, income requirement, perks, promos and the fine print. Currently comparing AEON Member Plus Visa Platinum and Maybank 2 Gold Cards; change or add cards below, or tick + Compare on any card across the site to build your own line-up.
| Feature | Maybank 2 Gold CardsMaybank | |
|---|---|---|
| Reward type | Hybrid | Cashback |
| Cashback rate | 10% | 5% |
| Cashback categories | AEON Thank-You Days (20th & 28th) | Best Entry Cashback |
| Monthly cap | RM100/mo | RM50/mo |
| Points per RM1 | 0.5 | — |
| Miles per RM1 | — | — |
| Annual fee | RM200 | Free for life |
| Fee waiver | Free 1st year; waived at RM18,000/yr spend | Free for life |
| Min income | RM60,000/yr | RM30,000/yr |
| Network | Visa | Visa |
| Tier | Platinum | Gold |
| Lounge access | ✓ Yes | — No |
| Travel insurance | ✓ Yes | — No |
| Islamic | — No | — No |
| Sign-up promo | — | — |
| 🔎 What's excluded | The 10% AEON Thank-You-Day cashback only applies at AEON/AEON BiG stores on the 20th & 28th; the separate 2% online-spend cashback excludes government-department and trading transactions and all fees/charges-related transactions. AEON Points (1x per RM2 on other spend) exclude dining, petrol, government department, trading, utility bills and all fees/charges-related transactions. | No cashback on government-body payments, JomPAY, FPX and MyCdd transactions or e-wallet reloads; EzyCash, EzyPay Plus, Cash Treats, cash advance and balance transfers are also excluded. |
| 🔎 Min spend to earn | None for cashback; Plaza Premium Lounge access (6x/yr) requires min RM500 spend (single or cumulative) within 30 days before/after entry. | None — any weekend spend on the Amex card earns 5%, subject to the monthly cap |
| 🔎 How the cap works | 10% Thank-You-Day cashback capped at RM100/card/calendar month. The separate 2% online-spend cashback is capped at RM25/card/calendar month. Both post to the following month's statement. | 5% weekend cashback capped at RM50 per principal cardmember per month, credited on the 1st of the following month; amounts under RM1.00 are not paid out. |
| 🔎 Foreign transaction fee | MasterCard/VISA converts the transaction to Ringgit at their own exchange rate, plus a 1.0% service charge AEON Credit imposes on the converted amount (Credit Card Terms & Conditions §15.1–15.2). | Converted at the Amex/Visa/Mastercard rate plus a 1% Maybank charge |
Comparing cards — FAQ
Pick a card in each dropdown above and the table shows both side by side — reward type, cashback rate, monthly cap, annual fee, income requirement, network, perks, current promo and any verified fine print. The better value on each objectively-comparable row is highlighted. Your selection is saved in the page link, so you can share the exact comparison.
Both. A high rate with a low monthly cap can earn less than a moderate rate with a generous cap. That's why the table shows the rate and the cap side by side, and our cashback calculator combines them with your actual spend to find the true winner.
Fine-print rows (exclusions, minimum spend, cap mechanics, foreign-transaction fee) appear as they're verified for each card from the official Product Disclosure Sheet. Where a row is blank, check the card's page and the bank's official terms. We never guess these details.
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