RHB Bank Savings Account Rate
Last updated 7 September 2026, 5:45 PM
RHB Bank savings account overview
RHB Bank is a commercial bank in Malaysia. Its best savings account rate listed here is 1.60% p.a. on the RHB Smart Account/-i, with no minimum balance required. The headline rate includes a bonus tier — check the condition below before assuming you'll earn the full rate. Compare each RHB Bank savings product below, see what you'll need to open one, and read reviews from other depositors.
RHB Bank savings products & rates
- ✓Deposit interest up to 1.60% p.a. (tiered by balance)
- ✓RHB markets 'up to 6.60%' only via spend/invest/loan activity — not pure savings
- ✓RHB Mobile Banking app
Opening a RHB Bank savings account
RHB Bank savings account FAQ
RHB Bank's highest savings account rate listed here is 1.60% p.a. on the RHB Smart Account/-i. Rates are indicative — confirm the current rate on the RHB Bank website before opening an account.
The RHB Smart Account/-i has no minimum balance requirement — you can open it with any amount.
Balance-tiered deposit interest (eff 1 Jan 2026): 0.30% (<RM10k) · 0.80% (RM10k–50k) · 1.40% (RM50k–100k), each rising to 0.50/1.00/1.60% p.a. with >RM1,000 incremental monthly balance growth (RM1,000 min monthly average). RHB's headline 'up to 6.60% p.a.' is a composite that additionally requires card spend, bill payment, FX, share trading, investing and loans — the pure savings interest tops out at ~1.60% p.a.. Without meeting the condition, you only earn the base rate of 0.30% p.a.
The RHB Bank savings accounts listed here are conventional. Check with the bank directly for any Islamic Savings Account-i options.
RHB Bank savings accounts can typically be opened via online/mobile banking or at a branch — check the app first as some promotions are app-exclusive.
Rates and conditions are indicative and can change — always confirm current terms with RHB Bank before opening an account. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by RHB Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.