Privacy Policy & Data Protection Notice
Last Updated: March 16, 2026
At rates.my, we take your financial privacy seriously. This notice explains how we handle your data in accordance with the Malaysian Personal Data Protection Act 2010 (PDPA).
1. Who We Are
Our website address is: https://rates.my. We are an independent financial comparison tool dedicated to providing transparent Fixed Deposit rates for Malaysians.
Financial Disclaimer: rates.my is an independent information provider. While we strive to provide accurate and up-to-date fixed deposit rates, we are not a financial institution. Users should verify all rates and terms directly with the bank before making any financial decisions.
2. What Personal Data We Collect
- Direct Interaction: We do not currently require user accounts. We only collect personal data (such as name or email) if you voluntarily contact us via our contact forms.
- Technical Data: Like most websites, we collect non-identifiable data such as IP addresses, browser types, and device information via cookies to improve our table’s performance and user experience.
- Financial Data: We never ask for your bank account numbers, passwords, or IC numbers. Our site is for comparison only.
3. Cookies and Tracking
We use cookies to remember your sorting preferences (e.g., if you sorted by “Highest Rate”). You can opt-out of cookies via your browser settings, though some features of the comparison table may not function perfectly.
4. Third-Party Links
Our comparison table contains links to external banking institutions (e.g., Maybank, CIMB). Once you leave rates.my, you are subject to the privacy policies of those specific banks. We encourage you to read their notices before making any financial placements.
5. Your Rights (PDPA Compliance)
Under the PDPA, you have the right to access, correct, or request the deletion of any personal data we hold about you. For any inquiries, please contact us at [Your Email Address].