<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://rates.my/insights/budget-2027-stamp-duty-exemption</loc>
    <news:news>
      <news:publication>
        <news:name>Rates.my</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-28T10:57:00+08:00</news:publication_date>
      <news:title>Budget 2027&apos;s New Stamp Duty Tier Could Save First-Time Buyers Up to RM12,750</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://rates.my/insights/nestle-malaysia-q3-profit-dividend-2026</loc>
    <news:news>
      <news:publication>
        <news:name>Rates.my</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T15:07:00+08:00</news:publication_date>
      <news:title>Nestle Malaysia&apos;s Q3 Profit Jumps 73% to RM197.51 Million, Declares 80 Sen Dividend</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://rates.my/insights/bsn-fd-promotion-2026</loc>
    <news:news>
      <news:publication>
        <news:name>Rates.my</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-27T10:57:00+08:00</news:publication_date>
      <news:title>Why Is BSN&apos;s 6.25% FD Promotion Only Worth 3.75%?</news:title>
    </news:news>
  </url>
</urlset>